UP Fintech Holding Ltd. Sponsored ADR Class A Fundamental Analysis
UP Fintech Holding Ltd. Sponsored ADR Class A Fundamental Analysis
UP Fintech Holding Ltd. Sponsored ADR Class A (TIGR) shows strong financial fundamentals with a PE ratio of 6.98, profit margin of 17.63%, and ROE of 13.91%. The company generates $0.6B in annual revenue with strong year-over-year growth of 56.74%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 82.6/100 based on profitability, valuation, growth, and balance sheet metrics. The B+ grade reflects solid fundamentals with room for improvement in valuation or growth.
Fundamental Health Score
We analyze TIGR's fundamental strength across five key dimensions:
Efficiency Score
WeakTIGR struggles to generate sufficient returns from assets.
Valuation Score
ExcellentTIGR trades at attractive valuation levels.
Growth Score
ModerateTIGR shows steady but slowing expansion.
Financial Health Score
ExcellentTIGR maintains a strong and stable balance sheet.
Profitability Score
ModerateTIGR maintains healthy but balanced margins.
Key Financial Metrics
Is TIGR Expensive or Cheap?
P/E Ratio
TIGR trades at 6.98 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, TIGR's PEG of 0.20 indicates potential undervaluation.
Price to Book
The market values UP Fintech Holding Ltd. Sponsored ADR Class A at 0.94 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 22.28 times EBITDA. This signals the market has high growth expectations.
How Well Does TIGR Make Money?
Net Profit Margin
For every $100 in sales, UP Fintech Holding Ltd. Sponsored ADR Class A keeps $17.63 as profit after all expenses.
Operating Margin
Core operations generate 45.30 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $13.91 in profit for every $100 of shareholder equity.
ROA
UP Fintech Holding Ltd. Sponsored ADR Class A generates $1.28 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
UP Fintech Holding Ltd. Sponsored ADR Class A generates strong operating cash flow of $675.59M, reflecting robust business health.
Free Cash Flow
UP Fintech Holding Ltd. Sponsored ADR Class A generates strong free cash flow of $675.40M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $3.78 in free cash annually.
FCF Yield
TIGR converts 83.65% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
6.98
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.20
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.94
vs 25 benchmark
P/S Ratio
Price to sales ratio
1.24
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.02
vs 25 benchmark
Current Ratio
Current assets to current liabilities
809.69
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.14
vs 25 benchmark
ROA
Return on assets percentage
0.01
vs 25 benchmark
ROCE
Return on capital employed
0.03
vs 25 benchmark
How TIGR Stacks Against Its Sector Peers
| Metric | TIGR Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 6.98 | 19.38 | Better (Cheaper) |
| ROE | 13.91% | 804.00% | Weak |
| Net Margin | 17.63% | -7623.00% (disorted) | Strong |
| Debt/Equity | 0.02 | 1.07 | Strong (Low Leverage) |
| Current Ratio | 809.69 | 609.22 | Strong Liquidity |
| ROA | 1.28% | -20946.00% (disorted) | Weak |
TIGR outperforms its industry in 4 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews UP Fintech Holding Ltd. Sponsored ADR Class A's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
253.92%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
752.43%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
96.47%
Industry Style: Value, Dividend, Cyclical
High Growth