JAPAN POST BANK Co., Ltd. Fundamental Analysis
JAPAN POST BANK Co., Ltd. (JPSTF) shows moderate financial fundamentals with a PE ratio of 18.81, profit margin of 20.29%, and ROE of 5.73%. The company generates $2601.9B in annual revenue with moderate year-over-year growth of 5.36%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 36.1/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze JPSTF's fundamental strength across five key dimensions:
Efficiency Score
WeakJPSTF struggles to generate sufficient returns from assets.
Valuation Score
ExcellentJPSTF trades at attractive valuation levels.
Growth Score
ExcellentJPSTF delivers strong and consistent growth momentum.
Financial Health Score
ModerateJPSTF shows balanced financial health with some risks.
Profitability Score
WeakJPSTF struggles to sustain strong margins.
Key Financial Metrics
Is JPSTF Expensive or Cheap?
P/E Ratio
JPSTF trades at 18.81 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, JPSTF's PEG of 0.00 indicates potential undervaluation.
Price to Book
The market values JAPAN POST BANK Co., Ltd. at 1.07 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 82.21 times EBITDA. This signals the market has high growth expectations.
How Well Does JPSTF Make Money?
Net Profit Margin
For every $100 in sales, JAPAN POST BANK Co., Ltd. keeps $20.29 as profit after all expenses.
Operating Margin
Core operations generate 23.38 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $5.73 in profit for every $100 of shareholder equity.
ROA
JAPAN POST BANK Co., Ltd. generates $0.23 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
JAPAN POST BANK Co., Ltd. generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.
Free Cash Flow
JAPAN POST BANK Co., Ltd. generates weak or negative free cash flow of $0.00, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
JPSTF converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
18.81
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.004
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.07
vs 25 benchmark
P/S Ratio
Price to sales ratio
3.81
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
3.01
vs 25 benchmark
Current Ratio
Current assets to current liabilities
2.43
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.06
vs 25 benchmark
ROA
Return on assets percentage
0.002
vs 25 benchmark
ROCE
Return on capital employed
0.003
vs 25 benchmark
How JPSTF Stacks Against Its Sector Peers
| Metric | JPSTF Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 18.81 | 19.38 | Neutral |
| ROE | 5.73% | 804.00% | Weak |
| Net Margin | 20.29% | -7623.00% (disorted) | Strong |
| Debt/Equity | 3.01 | 1.07 | Weak (High Leverage) |
| Current Ratio | 2.43 | 609.22 | Strong Liquidity |
| ROA | 0.23% | -20946.00% (disorted) | Weak |
JPSTF outperforms its industry in 2 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews JAPAN POST BANK Co., Ltd.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
40.38%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
57.12%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
-135.17%
Industry Style: Value, Dividend, Cyclical
Declining